We Can Help You Find Cover If
- You are a UK resident (excluding the Channel islands)
- You are registered with a UK Doctor and well enough to travel
- You have not yet departed for your trip
- Your destination isn't somewhere the Foreign and Commonwealth Office have advised against travel to
(Not a UK resident, or already departed on your trip? Click here for cover available from Voyager Insurance)
Important coronavirus (COVID-19) notice
On 11th March 2020 the World Health Organisation declared coronavirus a pandemic. This means that insurance policies are likely to have limited cover for anything in relation to the coronavirus, such as cancellation or medical cover. It is important that you look at the policy documents offered by your travel insurance provider when you buy insurance to see what is covered in the case of an epidemic, pandemic or a known event. Some providers have also temporarily stopped offering cover at this time.
Please check the FCO isn't advising against all, or, all but essential travel to your destination here, if they are, it’s unlikely any insurance provider will be able to cover you. If the FCO advises against travelling to your destination after you have bought your policy, most travel insurance providers will be unable to cover you, but, this will depend on your policy.
Travelling before or on 16th April 2020
On the 17th March 2020 the FCO (Foreign and Commonwealth Office) advised against "all but essential" travel to all countries outside of the UK for 30 days. This means that all insurance will not cover for any travel within this period.
Travelling after 16th April 2020
If you are travelling after 16th April 2020, and at the time of your trip, the FCO (Foreign and Commonwealth Office) no longer advise against ‘all’ or ‘all but essential’ travel to your destination then cover will apply, subject to the terms and conditions of your policy. However, if you take out a policy after 16th April 2020, and at the time of your trip, the FCO are advising against ‘all’ or ‘all but essential’ travel to your destination, you will not be covered.
If you choose to travel to one of the places that the government advises against "all but essential" travel to, it's very unlikely that a policy will cover you, unless this is essential and you have spoken to your insurer.
Each travel insurance policy has its own terms and conditions and at the moment these can change daily, so please check your policy documents before you purchase (check sections such as cancellation and exclusions), or contact your chosen provider, once you reach their payment page, to see what's covered.
